Next-Generation Solution For

20+
Years of industry
experience
30+
Implementations
16M+
End users
200+
Microservices

WHY ZENCODE?

Fast Time to Market

We value efficiency. You will get
a prototype in less than a month
of working with our team.

No Risk Implementation

With our subscription model, you
only pay as you go and for what
you use.

White label solutions

Ready to go apps branded for
your business. You can make any
of our solutions uniquely yours

Value focused

We don’t lose sight of what’s
important. Always aiming to
deliver your business values.

OUR SOLUTIONS

Neobank

A turnkey digital banking platform with a customisable front end, API integration, and robust back-end infrastructure

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Lending

The platform covers the loan lifecycle with fully digital application, efficient loan servicing and more.

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Digital banking

A scalable, high-performance platform with service-oriented architecture for comprehensive online banking.

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Wallets

A robust, white-label platform with market-ready apps and modules for secure, versatile financial management.

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VIEW OUR NEOBANK LIVE

Discover our go-to-market digital banking platform through a free sandbox demo
Go to sandbox

ALL-ENCOMPASSING PLATFORM

We offer an all-in-one software suite for challenger banks, established banks, lenders, and payment service providers. Our flexible platform offers innovation tailored to your unique needs, serving your customers across all channels and business lines.

Omnichannel

Deliver financial services to your customers through any channel

Open Platform

Access rich partner API integration to create a unique blend of services

Truly Modular

A microservice architecture allows easy scaling and maximum flexibility

Cloud Native

Agile infrastructure that allows cloud, on premise, and hybrid deployment

SECURITY AND AVAILABILITY

Authentication

Authentication

To deliver the best-in-class authentication mechanism, we leverage the most sophisticated SCA tools and techniques combined with additional security features.
Data protection

Data protection

Sensitive information such as card details and personal data is encrypted, tokenized and securely stored using industry-standard protocols at every layer.
Service availability

Service availability

We provide solutions for infrastructure and service availability that make use of replication, self-healing, and redundancy techniques.

Authentication

To deliver the best-in-class authentication mechanism, we leverage the most sophisticated SCA tools and techniques combined with additional security features.

Data protection

Sensitive information such as card details and personal data is encrypted, tokenized and securely stored using industry-standard protocols at every layer.

Service availability

We provide solutions for infrastructure and service availability that make use of replication, self-healing, and redundancy techniques.

CUSTOMER EXPERIENCE

Tastefully designed mobile apps, as well as responsive web interface for retail and business customers with configurable features and services.

Ensuring a simple and intuitive user experience that minimizes complexity and enhances usability across all platform interactions.

Implementing a consistent tone of voice aligned with business requirements, ensuring all communications, messages, and interactions reflect the platform's branding and values.

Reminders, tailored marketing campaigns, and automated transactional messages sent via in-app, push, and SMS messaging services.

SALES DRIVEN ONBOARDING

We ensure a smooth and seamless onboarding experience with minimal steps and user-friendly interfaces, reducing barriers and enhancing customer satisfaction. Our platform supports fully integrated onboarding processes, starting from banking product engagement all the way to instant account access.

WHO WE SERVE

NOT SURE WHERE TO START?

Rely on our expert team to turn your concepts into
solid project blueprints.
Let's Discuss