POWER YOUR BUSINESS WITH ZENCORE

Zencore is the backbone of our platform. It integrates and manages all the powerful features of Zencode, providing a seamless, efficient, and secure environment for your business. Zencore ensures every aspect of your services runs smoothly and effectively, across all channels and business lines.

WHY ZENCORE?

Sales Driven Approach

Designed with a focus on driving sales and improving customer engagement.

Seamless Customer Support

Makes it possible to drive satisfaction and resolve issues quickly.

Modularity

You can customize and expand your banking operations with flexible, modular components

Scalability

Allows seamless scaling to meet growing demands with cloud-native capabilities.

Integration capabilities

Integration with existing systems and external services.

Analytics

Gain actionable insights with advanced analytics tools to drive informed decision making.

CUSTOMER ONBOARDING

Sales driven and customer oriented approach
Tailored processes based on selected products
True omnichannel experience
Full on-platform onboarding with integrated KYC/KYB
ID, passport, and liveness checks
Instant account access

DEPOSIT ACCOUNTS

Multi currency balance accounts and savings accounts for individuals and businesses
Accounts with and without bank details
Support for local IBANs available in multiple countries
Real-time account management and monitoring capabilities
Configurable overdraft limits, fees and interest rates
Detailed analytics and insights into account usage
Statement generation
Set up and manage servicing accounts for products

ACCOUNTING AND LEDGER

Configurable Chart of Accounts
Cash and accrual accounting
Automatic and manual journal entries
Create reports
Balance sheet
Income statement (P&L)
Trial balance
Accounting in multi currency
Automatic closures
Posting data/metadata for external accounting services

PAYMENTS

Integration with SWIFT and SEPA
Top ups and withdrawals
Customizable payment approval rules, daily transaction limits, and multi-approver requirements
Fees management
Payment links, QR
Batch payments for businesses
Invoicing for businesses
Local payment solutions
Enhanced fraud detection and risk management
Define and adjust payment rules, limits, and routing preferences
Automated compliance checks
Configurable payment statuses

FOREIGN EXCHANGE

Support for multi currency accounts with real-time exchange rates
Automatic currency conversion for payments
Manage corresponding accounts, supported currencies, rates, limits, fees
Detailed reports and analytics

CARDS

Pre-integrated card issuing platform
PGI integration
Card transaction processing, supporting single and dual message schema
Online card ordering and management with virtual and physical card options.
Card product configuration: type, limit setting, customizable design
Management features (freeze/unfreeze, change pin, replace, block)
Integration with Apple Wallet and G-Pay
Enhanced fraud detection and risk management

LENDING

Personal loans, SME loans, Credit cards, BNPL
Full lifecycle user experience
Integrated origination and scoring
Various repayment options
Loans accounting
Configurable loan products
Detailed insights and reporting on loan performanceand borrower behavior

CUSTOMER MANAGEMENT

Configurable business lines
Configurable customer groups and plans
Customer 360 view
Detailed analytics and insights into customer behavior
Manage customers by:
Activity
Balance
KYC status
Product activation
Other custom parameters

NOT SURE WHERE TO START?

Rely on our expert team to turn your concepts into
solid project blueprints.
Let's Discuss