Zencore is the backbone of our platform. It integrates and manages all the powerful features of Zencode, providing a seamless, efficient, and secure environment for your business. Zencore ensures every aspect of your services runs smoothly and effectively, across all channels and business lines.
WHY ZENCORE?
Sales Driven Approach
Designed with a focus on driving sales and improving customer engagement.
Seamless Customer Support
Makes it possible to drive satisfaction and resolve issues quickly.
Modularity
You can customize and expand your banking operations with flexible, modular components
Scalability
Allows seamless scaling to meet growing demands with cloud-native capabilities.
Integration capabilities
Integration with existing systems and external services.
Analytics
Gain actionable insights with advanced analytics tools to drive informed decision making.
CUSTOMER ONBOARDING
Sales driven and customer oriented approach
Tailored processes based on selected products
True omnichannel experience
Full on-platform onboarding with integrated KYC/KYB
ID, passport, and liveness checks
Instant account access
DEPOSIT ACCOUNTS
Multi currency balance accounts and savings accounts for individuals and businesses
Accounts with and without bank details
Support for local IBANs available in multiple countries
Real-time account management and monitoring capabilities
Configurable overdraft limits, fees and interest rates
Detailed analytics and insights into account usage
Statement generation
Set up and manage servicing accounts for products
ACCOUNTING AND LEDGER
Configurable Chart of Accounts
Cash and accrual accounting
Automatic and manual journal entries
Create reports
Balance sheet
Income statement (P&L)
Trial balance
Accounting in multi currency
Automatic closures
Posting data/metadata for external accounting services
PAYMENTS
Integration with SWIFT and SEPA
Top ups and withdrawals
Customizable payment approval rules, daily transaction limits, and multi-approver requirements
Fees management
Payment links, QR
Batch payments for businesses
Invoicing for businesses
Local payment solutions
Enhanced fraud detection and risk management
Define and adjust payment rules, limits, and routing preferences
Automated compliance checks
Configurable payment statuses
FOREIGN EXCHANGE
Support for multi currency accounts with real-time exchange rates